Chatham, New Jersey is one of The Chathams, a term which refers to two neighboring municipalities in Morris County, New Jersey – Chatham Borough and Chatham Township. The two are separate municipalities, the first municipality was settled in 1710 as a colonial English village in the Province of New Jersey. The second, more northern and more densely populated municipality was formed in 1806 as an American governmental form, a township form peculiar to the state of New Jersey, delineating a region including several communities that initially included the village dating from 1710 (from which it took its name). All except one of the communities included in the 1806 township governmental district seceded from it soon thereafter, when other forms of government became available to municipalities in the relatively new, post-revolution state of New Jersey, leaving only Green Village in an undefined rural district that experienced extensive residential development after 1960, when several farms and woodlands were sold off to developers. Two community services are shared by Chatham Borough and Chatham Township: since 1974 they have shared library services and in 1986 a joint school district was created and extended to most portions of Chatham Township for all grades. Some of the Chatham Township areas send their students to the Madison schools. Some portions of Chatham Township are provided federal post office services by the Chatham post office. Green Village, another early town like Chatham that dates to colonial times, remains partially in Chatham Township and has a separate post office and zip code. The residents of Chatham receive door-to-door delivery of mail and its post office provides rural delivery using roadside mailboxes to the portions of Chatham Township not served by Green Village.

Foreclosure Law Lawyers In Chatham New Jersey

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What is foreclosure law?

Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.

Answers to foreclosure law issues in New Jersey

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...

When facing foreclosure it is important that homeowners understand all of the options available to help prevent...