Nalcrest, Florida is a retirement community in Polk County. The community's ZIP code is 33856. It is part of the Lakeland–Winter Haven Metropolitan Statistical Area. The community's name is an acronym for National Association of Letter Carriers Retirement, Education, Security and Training, as it was designed by and continues to be operated by the Nalcrest Foundation, Inc. , a branch of the National Association of Letter Carriers, the union representing United States Postal Service city letter carriers. It was the brainchild of William Doherty, the first United States Ambassador to Jamaica and NALC President from 1941–1962. Construction began on the community in July 1962 and the community opened in 1963. Initially, due to HUD regulations, residency was open to both NALC members and others, but when the mortgage was paid in 2002, the HUD restrictions were removed and residency is now limited to NALC retirees in good standing only. The community consists of 253 acres, 153 of which are developed into 500 garden-style apartments. The remaining 100 acres are undeveloped and includes Lake Weohyakapka, a 15 square mile lake around which the community is developed. The apartments are a mix of efficiency and one-bedroom units, and all are on ground level. Units are leased on an annual basis and the rental rate includes water, sewer, trash removal, basic cable TV, interior/exterior maintenance, and use of the community's recreational facilities (but not electricity). Pets are not permitted. In addition to being NALC retirees in good standing, tenants must also be able to care for themselves and for housekeeping chores, as the community is not an assisted living facility and does not have an on-site physician. Prospective tenants must pay first and last month's rent; not unsurprisingly, the only form of payment accepted is a Postal money order. Among the most interesting features of the community is that, despite being a retirement community for postal letter carriers, there is no home mail delivery – residents must pick up their mail at the post office in the Town Center.

Foreclosure Law Lawyers In Nalcrest Florida

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What is foreclosure law?

Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.

Answers to foreclosure law issues in Florida

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...

When facing foreclosure it is important that homeowners understand all of the options available to help prevent...